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BACKGROUND
An independent financial broker is supposed to act in your best interests and not the lender that they have recommended to you. If your broker has received commission payments from a lender and kept this hidden from you, or they informed you that they would receive a commission but did not say how much and how much this would cost you, then this is a breach of their professional duties and you may have a claim.
WHAT TYPE OF BORROWER?
Whether a business or a consumer, you the borrower should be put back into the position that you would have been in had you not taken out the loan or finance agreement. This may lead to thousands of pounds of interest payments as well as all charges and fees being paid back to you with interest on top.
IF MY BROKER GOT A COMMISSION, WHY DOES THAT AFFECT ME?
In most cases involving a hidden commission, the commission was not paid by the lender to the broker, it was paid by you without you realising. The commission was added on top of the sum you borrowed which then accrues interest over the term of the agreement.
HOW DO I BRING A CLAIM?
Speak to Elara Legal by filling out your contact details below. We will request a copy of your information held by the lender and have a financial report commissioned by a forensic expert to assess how much you may be entitled to claim.
WHAT WILL IT COST ME?
Elara Legal will conduct your Financial Recovery Claim on a no-win, no-fee basis. This means, if you lose, you will pay nothing and if you win we will charge a success fee which is deducted from your compensation, we will then seek to recover our legal costs from the lender.
